|
|
| Regular Savings |
Avg. Daily Balance |
Qrtly |
$50 |
$25 |
0.25% |
0.25% |
| Silver Savings |
Avg. Daily Balance |
Qrtly |
$50 |
$5 |
0.25% |
0.25% |
| Christmas Club & All Other Share Accts. |
Avg. Daily Balance |
Qrtly |
$50 |
$5 |
0.25% |
0.25% |
| Money Mountaineer |
Avg. Daily Balance |
Qrtly |
$10 |
$5 |
0.35% |
0.35% |
| Money Market |
Daily Balance |
Monthly |
Above $4999.99 |
$1,000 |
0.45% |
0.45% |
| Money Market |
Daily Balance |
Monthly |
$1,000-$4999.99 |
$1,000 |
0.30% |
0.30% |
| Money Market |
Daily Balance |
Monthly |
$999.99-$50 |
$1,000 |
0.25% |
0.25% |
| IRA |
Avg. Daily Balance |
Qrtly |
$50 |
$5 |
0.70% |
0.70% |
| Expandachek |
Avg. Daily Balance |
Monthly |
$1,000 |
$50 |
0.10% |
0.10% |
|
Share rates effective - August 1, 2010: Rates are subject to change without notice. Dividends will be compounded and credited to your account every quarter. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. Balances under $50.00 do not earn interest.
Change in Terms - Your Funds Availablility Policy: Due to changes in Federal Regulation CC, your funds availability policy has changed. Depending on the type of check you deposit, your funds may not be available until the second business day after you deposit. If we need to delay your ability to withdraw funds, they will be available no later than the seventh business day.
Account Disclosure (Click here for complete copy) |
Certificates Rates
| $1,000 |
91 |
3 Month |
0.30% |
0.30% |
| $1,000 |
182 |
6 Month |
0.55% |
0.55% |
| $1,000 |
365 |
12 Month |
0.70% |
0.70% |
| $1,000 |
547 |
18 Month |
0.90% |
0.90% |
| $1,000 |
730 |
24 Month |
1.15% |
1.15% |
| $1,000 |
912 |
30 Month |
1.35% |
1.36% |
| $500 |
365 |
12 Month |
0.45% |
0.45% |
| $500 |
547 |
18 Month |
0.65% |
0.65% |
| $500 |
912 |
30 Month |
0.95% |
0.95% |
| $10,000 |
91 |
3 Month Jumbo |
0.45% |
0.45% |
| $10,000 |
182 |
6 Month Jumbo |
0.70% |
0.70% |
| $10,000 |
365 |
12 Month Jumbo |
0.85% |
0.85% |
| $10,000 |
365 |
24 Month Jumbo |
1.30% |
1.31% |
| $10,000 |
1095 |
36 Month Jumbo |
1.65% |
1.66% |
| $10,000 |
1460 |
48 Month Jumbo |
1.85% |
1.86% |
| $1,000 |
730 |
2 Yr Fixed IRA |
1.15% |
1.15% |
| $1,000 |
1460 |
4 Yr Fixed IRA |
1.70% |
1.71% |
|
|
|
|
|
| Certificate rates effective - August 1, 2010: Dividends will be compounded and credited to the account every 90 days, unless otherwise paid. Upon opening the account, you will receive a detailed list of account terms and conditions. |
APY - Annual Percentage Yield
|
|
|
