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| Regular Savings |
Avg. Daily Balance |
Qrtly |
$50 |
$25 |
0.75% |
0.75% |
| Silver Savings |
Avg. Daily Balance |
Qrtly |
$50 |
$5 |
0.75% |
0.75% |
| Christmas Club & All Other Share Accts. |
Avg. Daily Balance |
Qrtly |
$50 |
$5 |
0.75% |
0.75% |
| Money Mountaineer |
Avg. Daily Balance |
Qrtly |
$10 |
$5 |
0.90% |
0.90% |
| Money Market |
Daily Balance |
Monthly |
Above $4999.99 |
$1,000 |
1.25% |
1.26% |
| Money Market |
Daily Balance |
Monthly |
$1,000-$4999.99 |
$1,000 |
1.15% |
1.16% |
| Money Market |
Daily Balance |
Monthly |
$999.99-$50 |
$1,000 |
0.75% |
0.75% |
| IRA |
Avg. Daily Balance |
Qrtly |
$50 |
$5 |
1.25% |
1.26% |
| Expandachek |
Avg. Daily Balance |
Monthly |
$1,000 |
$50 |
0.25% |
0.25% |
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Share rates effective - January 1, 2008: Rates are subject to change without notice. Dividends will be compounded and credited to your account every quarter. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. Balances under $50.00 do not earn interest. |
Certificates Rates
| $1,000 |
91 |
3 Month |
1.74% |
1.75% |
| $1,000 |
182 |
6 Month |
1.84% |
1.85% |
| $1,000 |
365 |
12 Month |
1.94% |
1.95% |
| $1,000 |
547 |
18 Month |
2.23% |
2.25% |
| $1,000 |
730 |
24 Month |
2.28% |
2.30% |
| $1,000 |
912 |
30 Month |
2.33% |
2.35% |
| $500 |
365 |
12 Month |
1.69% |
1.70% |
| $500 |
547 |
18 Month |
1.98% |
1.99% |
| $500 |
912 |
30 Month |
2.08% |
2.10% |
| $10,000 |
91 |
3 Month Jumbo |
1.89% |
1.90% |
| $10,000 |
182 |
6 Month Jumbo |
1.99% |
2.00% |
| $10,000 |
365 |
12 Month Jumbo |
2.09% |
2.11% |
| $1,000 |
730 |
2 Yr Fixed IRA |
2.72% |
2.75% |
| $1,000 |
1460 |
4 Yr Fixed IRA |
2.81% |
2.84% |
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| Certificate rates effective - April 7, 2008: Dividends will be compounded and credited to the account every 90 days, unless otherwise paid. Upon opening the account, you will receive a detailed list of account terms and conditions. |
APY - Annual Percentage Yield
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