Central Kansas Credit Union

Mobile Money With Your Phone

Mobile Money with your Phone

Secure, convenient, anytime access to your accounts.  Imagine being at the store and finding that perfect item for the house. Not sure if you have enough funds to cover the purchase? Use your mobile phone to check your current balance.


Or, you get that urgent call from your son at college. He needs some money right away or he can’t buy his books for the semester. Now you can quickly transfer funds no matter where you are.

With our new Mobile Money service, you can do all of this and more. Mobile Money is a secure, convenient way to access your bank accounts anytime, anywhere, using your mobile device.

With Mobile Money you can:

  • View account balances
  • View account transactions
  • Transfer funds between your checking or savings accounts
  • Rest assure your information is safe and secure

All you need to get started is an eligible account with Online Access on our Virtual Branch and a mobile device that can send and receive text messages and/or has access to the Internet.

Here are the answers to some questions you might have.

What is Mobile Banking?

Mobile Banking allows any online banking user to access their eligible accounts from a mobile phone that can send and receive text messages and/or has access to the Internet. You can check account balances and review recent account activity 24 hours a day, 7 days a week.

Are there fees to use Mobile Banking?

You should contact your mobile provider for information about fees associated with sending or receiving text messages or accessing the internet from your mobile phone.

What accounts are eligible for Mobile Banking?

All accounts that are accessible through online banking are eligible for use with Mobile Banking. You may choose which accounts to use with Mobile Banking when registering your mobile phone through the Mobile Banking web site.

Can I add more than one mobile phone?

Additional mobile phones may be added for use with Mobile Banking by accessing the My Phones tab on the Mobile Banking main menu and clicking Add New Device.

What do you mean when you say “standard messaging charges may apply?”

Every mobile carrier has a different rate plan for text messaging and data services access. You may be charged per use, or pay a flat rate for unlimited usage each month. You may also have different fees for text messaging and data services access. Please contact your mobile carrier directly if you aren’t sure what fees you will be charged to use Mobile Banking.

Is Mobile Banking Secure?

We are very concerned with the safety and privacy of your information and are committed to protecting your information. To ensure the security of your account information, a number of security features have been built into Mobile Banking products:

Registration Process — The unique activation code required to verify your mobile phone number. This code associates your mobile phone number with your account. In addition to the security measure, this verification lets you know your mobile phone number was successfully entered into the system.

No Identifiable Information — No mobile banking text message returns any personally identifiable information, such as your full account number, PIN, email, or personal address. Your user ID and password will never be included or asked for in any of the text messages that you receive from or send to Mobile Money.

What if I change my mobile phone number?

If your mobile phone number changes, you must log in to Mobile Banking and update that phone number on the "My Phones" tab of the Mobile Banking main menu.

What if my mobile phone is lost or stolen?

We will never send full account numbers or other personal information via Mobile Banking. If your mobile phone is lost or stolen, no one can access your account without knowing your unique user name and password. In the unfortunate event your mobile phone is either lost or stolen, report it immediately to your mobile carrier. Then you should immediately log on to Mobile Banking from your computer and delete that mobile phone number from the Mobile Banking main menu.

Can I register multiple users to the same phone?

Currently for security reasons only one user can register per phone.